Hamara Suite

THE EMPLOYEE BENEFITS PLATFORM

Better living
starts here.

Hamara Benefits is an all-in-one employee benefits and financial wellness app with significant savings, comprehensive medical cover and learning, brought into one place your people actually open.

A benefit your team genuinely uses

Not a long list they forget exists

Mobile first, by design

It lives in the phone in every pocket

Effortless to offer

Auto-deduction from salary, nothing to chase

Bring it to your team

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THE BENEFITS GAP IS REAL

Most platforms offer a long list.Employees forget it exists.

A real employee benefits platform is not about how much you offer. It is about how much your people actually feel.

Workplace stress is rising

People carry more than work home with them.

Benefits feel generic

One-size-fits-all rarely fits anyone.

Health support feels inadequate

Care that arrives too late to help.

Usage is low

Perks nobody opens are perks nobody values.

Deals do not feel relevant

Savings on things people would never buy.

Most platforms are not mobile first

If it does not fit the phone, it does not fit life.

Employee at store

What Hamara Benefits does

Empowering employees toward a better lifestyle.

Significant savings, comprehensive medical cover and educational advancement, delivered through an employee benefits platform with loans and health coverage that quietly improves everyday life. A healthy employee is a happy employee.

Increases purchase power

Through everyday discounts that stretch each salary further.

Helps employers retain people

A reason to stay that employees can feel every month.

Auto-deduction from salary

Simple to offer, simpler to use, with financial ease maintained throughout.

Employees using app

BUILT ON FOUR PILLARS

Four ways better living takes shape

Everything in Hamara Benefits rests on four simple promises to your people.

$

LOANS & SALARY ADVANCE

Financial Freedom

Money support that eases the everyday and steadies the months ahead.

DEALS & DISCOUNTS

Smart Saving

Real savings on the things people already buy, week after week.

OPD & CHECKUPS

Health & Wellness

Care that shows up early, so good health is the default, not the exception.

COURSES & CERTIFICATIONS

Learning & Growth

Because learning never stops, and people grow when they are invested in.

What Your Employees Get

Benefits your employees deserve

Exclusive products and services to improve the quality of life of your people, only with Hamara Benefits.

Handpicked financial products

Loans, insurances and salary advances, chosen with care for real life.

Finance for travel and commute

Support for the bike and the everyday ride that gets them to work.

Lifestyle and daily needs

The everyday essentials of living, made more affordable.

Apparel coupons and discounts

Wardrobe refreshes that never ask for the full price.

Employee purchase plan

Smartphones, tablets and more, on a plan that is easy to carry.

Healthcare and checkups

Preventive checkups and health credits that keep people well.

Our Offerings

Real benefits. Real usage.

A corporate benefits program with everything in one app. Drop in your own screens for each category below to create a seamless employee experience.

Financial Lending

Financial Lending

Personal loansSalary advanceHome loansTwo wheeler loans
Benefits Store

Benefits Store

MobilesSmart watchesHome appliancesPersonal grooming
Coupons

Coupons

ZomatoSwiggyMyntraJio Mart
Entertainment

Entertainment

Zee TVOTT subscriptions
Healthcare Programs

Healthcare Programs

HospicashPreventive checkupsHealth credits
Academic Courses

Academic Courses

Post-graduationGraduationCertification courses

Financial Wellness Suite

A salary advance app, and so much more

Home loan, loan against LIC, insurance and credit card, salary advance and loans, with financial ease and security maintained throughout the journey.

A low minimum salary to begin

Designed to include, not exclude.

A low minimum salary to begin
Open to new to credit profiles
Faster approvals and disbursal
Flexible EMI options
Zero-interest salary advance
Fully online, with EV included
EMI deducted from salaryLow convenience feeAccess a share of earned wagesRecovered in the next payrollMeaningful savings on EMIs

Lending, For Both Sides

Good for your people, good for you

Every lending product is built to serve the organization and the employee at once.

Personal Loan

Short-term loan

For Organizations

Supports a broader employee base, including new credit users, with EMI deducted from employee salary.

For Employees

A lower salary requirement and more accessible credit options.

Flexible sanction limits
Open to new-to-credit profiles
Deduction at source

Salary Advance

Early wage access

For Organizations

Quick, hassle-free fund disbursement, custom-built for payroll systems.

For Employees

A micro-credit line for bills, EMI, medical needs and emergencies.

Zero interest
Recovered in next payroll
Access a share of earned wages

Two-Wheeler Loans

Bikes, and EVs

For Organizations

Boosted morale, reduced financial stress and an edge in talent acquisition.

For Employees

Accessible support, transparent terms and a credit-building opportunity.

All two-wheelers, including EVs
Fully online process
Faster approvals and disbursals
Deals app screen

Deals & Discounts

Make spending smarter

An employee discount and coupon platform for companies, with free discount coupons and exclusive discounts from hundreds of brands.

Free discount coupons and exclusive discounts

from hundreds of trusted brands

Weekly and monthly savings

something new to look forward to

Smartphones, headphones and home appliances

personal grooming and smart watches too

StoreEntertainment partnersFitness partnerCouponsDiscounts

ACADEMIC COURSES

Invest in your growth

Undergraduate, postgraduate and certification opportunities with flexible payment options, and guided selection through consultative support.

Graduation, post-graduation, certification and more
Mentoring optionsguidance when it matters most
Flexible payments and financial support options
For organizationsenhanced workforce skills, productivity, job satisfaction, loyalty and employer brand
Employee learning
Healthcare

Healthcare

Care without worry

An employee wellness platform and corporate wellness program with OPD and salary advance built in support that feels genuinely supportive.

Unlimited tele-consultstalk to a doctor whenever it is needed
A wide range of health checks
OPD coverage, with lab tests and diagnostics
Online enrolmentssimple to join, simpler to use
HOSPICASHPREVENTIVE HEALTH CHECKUPSHEALTH CREDITS

ALL BENEFITS, ONE PLAN

All benefits. One plan.

One app holds the whole of it: an all-in-one employee benefits and financial wellness app designed for modern professionals.

Lending, investments and insurance

Academic courses

Employee health and wellness

Recharge and bill payments

E-store

Tax and payments

Saving offers

SMART PURCHASE PROGRAM

A payroll-linked device
purchase plan for employees

Affordable devices on easy EMI, with brand discounts, free insurance and real tax savings.

Generous savings

Real discounts on every device, included with purchase.

Salary tax benefit

A compliance-friendly benefit that is easy for HR to offer.

Affordable devices, easy EMI

Smartphones, tablets and more, within everyone's reach.

EMPLOYEE VALUE

What your people gain

Affordable devices on easy EMI
Brand discounts
Free insurance
Tax savings

EMPLOYER VALUE

What your business gains

A compliance-friendly benefit
A salary tax benefit, simple to run
A perk employees genuinely notice
Stronger everyday engagement

FOR BRANDS & PARTNERS

Get listed on Hamara Benefits

Put your brand in front of an engaged, active community of employees who are ready to discover and spend.

WHY PARTNER WITH US

Unmatched visibility, on a platform people open every week.

Your offers land where attention already is woven into the everyday moments your future customers are living.

Unmatched visibility on the platform

Prime placement across the screens people use most.

An engaged, active user base

Employees who arrive ready to browse, save and buy.

WHAT YOU GET ACCESS TO

Customized and interactive ads

Creative that speaks directly to your audience.

Dynamic banner placements

Eye-level spots that refresh with the moment.

Discount store listings

A front-row shelf in the benefits store.

Coupon store presence

Your deals, where people come to save.

Customized offers

Tailored promotions built around your goals.

Ready to get listed?

Tell us about your brand and we will help you go live on Hamara Benefits.

BETTER LIVING STARTS HERE

When employees feel
valued, they stay.

Give your people a corporate benefits program and HR benefits management that feels personal. We will help you bring Hamara Benefits to your team.