THE EMPLOYEE BENEFITS PLATFORM
Better living
starts here.
Hamara Benefits is an all-in-one employee benefits and financial wellness app with significant savings, comprehensive medical cover and learning, brought into one place your people actually open.
A benefit your team genuinely uses
Not a long list they forget exists
Mobile first, by design
It lives in the phone in every pocket
Effortless to offer
Auto-deduction from salary, nothing to chase
Bring it to your team
Tell us a little about your company and we will show you Hamara Benefits, live.
THE BENEFITS GAP IS REAL
Most platforms offer a long list.Employees forget it exists.
A real employee benefits platform is not about how much you offer. It is about how much your people actually feel.
Workplace stress is rising
People carry more than work home with them.
Benefits feel generic
One-size-fits-all rarely fits anyone.
Health support feels inadequate
Care that arrives too late to help.
Usage is low
Perks nobody opens are perks nobody values.
Deals do not feel relevant
Savings on things people would never buy.
Most platforms are not mobile first
If it does not fit the phone, it does not fit life.

What Hamara Benefits does
Empowering employees toward a better lifestyle.
Significant savings, comprehensive medical cover and educational advancement, delivered through an employee benefits platform with loans and health coverage that quietly improves everyday life. A healthy employee is a happy employee.
Increases purchase power
Through everyday discounts that stretch each salary further.
Helps employers retain people
A reason to stay that employees can feel every month.
Auto-deduction from salary
Simple to offer, simpler to use, with financial ease maintained throughout.

BUILT ON FOUR PILLARS
Four ways better living takes shape
Everything in Hamara Benefits rests on four simple promises to your people.
LOANS & SALARY ADVANCE
Financial Freedom
Money support that eases the everyday and steadies the months ahead.
DEALS & DISCOUNTS
Smart Saving
Real savings on the things people already buy, week after week.
OPD & CHECKUPS
Health & Wellness
Care that shows up early, so good health is the default, not the exception.
COURSES & CERTIFICATIONS
Learning & Growth
Because learning never stops, and people grow when they are invested in.
What Your Employees Get
Benefits your employees deserve
Exclusive products and services to improve the quality of life of your people, only with Hamara Benefits.
Handpicked financial products
Loans, insurances and salary advances, chosen with care for real life.
Finance for travel and commute
Support for the bike and the everyday ride that gets them to work.
Lifestyle and daily needs
The everyday essentials of living, made more affordable.
Apparel coupons and discounts
Wardrobe refreshes that never ask for the full price.
Employee purchase plan
Smartphones, tablets and more, on a plan that is easy to carry.
Healthcare and checkups
Preventive checkups and health credits that keep people well.
Our Offerings
Real benefits. Real usage.
A corporate benefits program with everything in one app. Drop in your own screens for each category below to create a seamless employee experience.

Financial Lending

Benefits Store

Coupons

Entertainment

Healthcare Programs

Academic Courses
Financial Wellness Suite
A salary advance app, and so much more
Home loan, loan against LIC, insurance and credit card, salary advance and loans, with financial ease and security maintained throughout the journey.
A low minimum salary to begin
Designed to include, not exclude.






Lending, For Both Sides
Good for your people, good for you
Every lending product is built to serve the organization and the employee at once.
Personal Loan
Short-term loan
For Organizations
Supports a broader employee base, including new credit users, with EMI deducted from employee salary.
For Employees
A lower salary requirement and more accessible credit options.
Salary Advance
Early wage access
For Organizations
Quick, hassle-free fund disbursement, custom-built for payroll systems.
For Employees
A micro-credit line for bills, EMI, medical needs and emergencies.
Two-Wheeler Loans
Bikes, and EVs
For Organizations
Boosted morale, reduced financial stress and an edge in talent acquisition.
For Employees
Accessible support, transparent terms and a credit-building opportunity.

Deals & Discounts
Make spending smarter
An employee discount and coupon platform for companies, with free discount coupons and exclusive discounts from hundreds of brands.
Free discount coupons and exclusive discounts
from hundreds of trusted brands
Weekly and monthly savings
something new to look forward to
Smartphones, headphones and home appliances
personal grooming and smart watches too
ACADEMIC COURSES
Invest in your growth
Undergraduate, postgraduate and certification opportunities with flexible payment options, and guided selection through consultative support.


Healthcare
Care without worry
An employee wellness platform and corporate wellness program with OPD and salary advance built in support that feels genuinely supportive.
ALL BENEFITS, ONE PLAN
All benefits. One plan.
One app holds the whole of it: an all-in-one employee benefits and financial wellness app designed for modern professionals.
Lending, investments and insurance
Academic courses
Employee health and wellness
Recharge and bill payments
E-store
Tax and payments
Saving offers
SMART PURCHASE PROGRAM
A payroll-linked device
purchase plan for employees
Affordable devices on easy EMI, with brand discounts, free insurance and real tax savings.
Generous savings
Real discounts on every device, included with purchase.
Salary tax benefit
A compliance-friendly benefit that is easy for HR to offer.
Affordable devices, easy EMI
Smartphones, tablets and more, within everyone's reach.
EMPLOYEE VALUE
What your people gain
EMPLOYER VALUE
What your business gains
FOR BRANDS & PARTNERS
Get listed on Hamara Benefits
Put your brand in front of an engaged, active community of employees who are ready to discover and spend.
WHY PARTNER WITH US
Unmatched visibility, on a platform people open every week.
Your offers land where attention already is woven into the everyday moments your future customers are living.
Unmatched visibility on the platform
Prime placement across the screens people use most.
An engaged, active user base
Employees who arrive ready to browse, save and buy.
WHAT YOU GET ACCESS TO
Customized and interactive ads
Creative that speaks directly to your audience.
Dynamic banner placements
Eye-level spots that refresh with the moment.
Discount store listings
A front-row shelf in the benefits store.
Coupon store presence
Your deals, where people come to save.
Customized offers
Tailored promotions built around your goals.
Ready to get listed?
Tell us about your brand and we will help you go live on Hamara Benefits.
BETTER LIVING STARTS HERE
When employees feel
valued, they stay.
Give your people a corporate benefits program and HR benefits management that feels personal. We will help you bring Hamara Benefits to your team.